Personal Lines: RV Coverages

Insurance Choices > Personal Lines > RV Coverages

At National Interstate, we offer innovative policies for motor homes and bus conversions, as well as non-motorized vehicles like travel trailers, fifth wheels and pop-up units. Rest assured that when you work with National Interstate, you’ll get the comprehensive coverage you need so that you can enjoy your RV with complete peace of mind.

We can insure bus conversions up to $2 million in many states (liability limits up to $1 million are available). At National Interstate, we will also insure your tow vehicle, whether it is a powerful medium-duty truck, a motor home, a pickup truck, or an SUV. The more you insure with us, the more you save.

Total Loss Replacement.
If your RV is a total loss in the first five model years, we will replace it with a brand new comparable model.
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Purchase Price Guarantee.
This coverage provides protection against depreciation.
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Diminishing Deductible.
An option where you can reduce your deductible by 25% for each consecutive claim-free year.
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Personal Effects Coverage.
Coverage to replace your personal property.
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Vacation Liability.
Coverage if you are liable for injury or damage while camping in the RV.
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Emergency Vacation Expense.
Coverage for trip disruption.
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Windshield Replacement Coverage.
Did you know that windshield damage is the most common RV claim?
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Awning Replacement Coverage
Did you know that awning damage from wind is the second most common RV claim?
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Full-Timer's Coverage Options
We also offer a suite of coverages available exclusively for full-time RVers and those who use their RV more than five months out of the year.
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Agreed Value
Available for bus conversions only.
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Extended Utility Trailer Coverage
Covers utility trailers pulled behind a motor home.
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Commercial Usage
Coverage for those who use their RV in conjunction with or as part of their business.
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