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National Interstate Products

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Hawaii & Alaska

GENERAL COMMERCIAL & TRANSPORTATION

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Expertise

We do more than deliver great transportation insurance. Our trusted team is stacked with product design, claims and loss control professionals who use their in-depth knowledge and thought leadership to help advance the industry - and our customers' outcomes.

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How We Do More

Insurance is a top expense for most commercial companies. It shouldn't be a top frustration too. We work hard every day to shift that paradigm.…

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Creative Solutions

We understand that no two businesses are the same. That's why we offer a wide range of creative insurance solutions and products designed to…

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Claims

National Interstate Insurance claims experts ensure fair, efficient resolutions for transportation and workers' compensation claims

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Loss Control

Protect your business and improve your bottom line with tailored loss control solutions from our experienced team of professionals.

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Unlock the full potential of telematics by integrating real-time driver data with our insights and expertise to help lower your insurance costs.

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Hawaii and Alaska: General Commercial And Transportation Insurance

CONTACT OUR TEAM

Hawaii and Alaska: General Commercial And Transportation Insurance

CONTACT OUR TEAM

National Expertise with a Local Connection

Since 1995, National Interstate has served the unique needs of businesses located in Hawaii and Alaska through our Kapolei office on the island of Oahu. As a proud member of the community, we have built a strong reputation for delivering a range of specialty insurance products specially designed for both general commercial and transportation companies and available through a limited agency distribution network.

Our customers benefit from our local presence while tapping into the exceptional insurance expertise and strong financial security we’ve gained through our national operations and as a member of Great American Insurance Group. We offer a breadth of solutions that can be customized to fit any size organization and risk tolerance, including industry-specific group rental captives. Our goal is to find the right insurance program for you.

Transportation Insurance Coverages

  • Truck Transportation (Non-Hazardous)
  • Vehicle types include: common/contract carriers, waste haulers, freight forwarders, aggregate haulers, towing, moving and storage and couriers.

  • Passenger Transportation
  • Vehicle types include: motorcoach/charter, school bus, fixed transit bus, limousine/taxi, airport shuttles, scenic tours, hotel vans and non-emergency medical transport.
  • Available Coverages:

Available coverages:

  • Auto Liability & Auto Physical Damage
  • Workers' Compensation
  • General Liability
  • Motor Truck Cargo
  • On Hook Coverage
  • Garagekeepers
  • Umbrella/Excess

General Commercial Insurance Coverages

We insure a wide range of small to medium-sized businesses throughout Hawaii and Alaska.

Industries we insure include:

  • Retail
  • Professional and medical offices
  • General and artisan contractors
  • Landscaping
  • Restaurants (liquor sales less than 25% of sales)
  • Wholesale operations
  • Real estate agencies/property managers
  • Janitorial

Available coverages:

  • Auto Liability & Auto Physical Damage
  • Workers’ Compensation
  • General Liability
  • Package (General Liability, Property & Equipment Breakdown)
  • Umbrella (must also write General Liability with NIIC)

We provide a variety of payment options, including interest-free installment plans.

Insurance Options to Fit Your Needs

View our range of program offerings based upon your risk tolerance and fleet size.

First Dollar
 First dollar insurance, often called guaranteed cost, may be the right solution if you prefer to transfer all of your risk to the insurance company.
Deductible Options
If you are looking to lower your upfront premium cost and take on a limited amount of risk, a deductible option may be right for you. We offer a range of deductible sizes to fit your needs.
Group Captive

Make insurance work for you by joining an industry-specific group rental captive designed for operators who want to take advantage of their strong safety culture to actively manage their cost of risk. Our group captive members share in risk, but also in potential financial returns made possible by deep commitments to safety, accountability, and sharing of best practices.  Our group rental captives offer collateral friendly terms with no upfront capitalization.

Watch to learn more about the benefits of group rental captive membership from our insureds and agents.

Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures and visit our product pages for more specific captive program information.


Large Account Customization

Our dedicated team is known for structuring highly creative and sophisticated risk-financing solutions for large fleets. Unique solutions include single large account rental or member-owned captives, large deductibles or other creative program structures tailored to fit the specific risk profile.

Learn more about the unique advantages of National Interstate’s large account customization and our other creative risk structures. 


 First dollar insurance, often called guaranteed cost, may be the right solution if you prefer to transfer all of your risk to the insurance company.
If you are looking to lower your upfront premium cost and take on a limited amount of risk, a deductible option may be right for you. We offer a range of deductible sizes to fit your needs.

Make insurance work for you by joining an industry-specific group rental captive designed for operators who want to take advantage of their strong safety culture to actively manage their cost of risk. Our group captive members share in risk, but also in potential financial returns made possible by deep commitments to safety, accountability, and sharing of best practices.  Our group rental captives offer collateral friendly terms with no upfront capitalization.

Watch to learn more about the benefits of group rental captive membership from our insureds and agents.

Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures and visit our product pages for more specific captive program information.


Our dedicated team is known for structuring highly creative and sophisticated risk-financing solutions for large fleets. Unique solutions include single large account rental or member-owned captives, large deductibles or other creative program structures tailored to fit the specific risk profile.

Learn more about the unique advantages of National Interstate’s large account customization and our other creative risk structures. 


More Than Just a Policy

Exceptional financial strength. Data-driven technology. Proactive safety advice. Highly skilled claims experts. These are just a few ways we provide exceptional value beyond the policy, especially when you need us most.

How We Do More

INDUSTRY AFFILIATIONS

Articles and Resources

Read more from our team about best practices, industry insights and relevant program information.

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TIPS TO IMPROVE WORKERS' COMPENSATION OUTCOMES

You rely on your employees to perform challenging and often strenuous jobs. Your employees are the backbone of the industry and the key to its…

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RISK FINANCING 101

Understand the fundamental concept of risk financing and how it has evolved over time. Learn more about 'what is risk financing' and its importance…

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RE-ENGINEERING RETENTION

Of the most common topics in the workplace is recruiting and retention, especially today. This is for good reason as many leaders may feel like they…

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CONTACT US

Please reach out if you are interested in connecting with a Hawaii/Alaska team member to learn more!

Contact Our Team

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