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Expertise

We do more than deliver great transportation insurance. Our trusted team is stacked with product design, claims and loss control professionals who use their in-depth knowledge and thought leadership to help advance the industry - and our customers' outcomes.

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How We Do More

Insurance is a top expense for most commercial companies. It shouldn't be a top frustration too. We work hard every day to shift that paradigm.…

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Creative Solutions

We understand that no two businesses are the same. That's why we offer a wide range of creative insurance solutions and products designed to…

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National Interstate Insurance claims experts ensure fair, efficient resolutions for transportation and workers' compensation claims

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Loss Control

Protect your business and improve your bottom line with tailored loss control solutions from our experienced team of professionals.

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Telematics

Unlock the full potential of telematics by integrating real-time driver data with our insights and expertise to help lower your insurance costs.

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Last Mile Delivery Insurance

CONTACT OUR TEAM

Last Mile Delivery Insurance

CONTACT OUR TEAM

Delivering Insurance Expertise

Since 1978, Vanliner has specialized in insurance programs and coverages customized to the unique needs of best-in-class home delivery and parcel delivery industry. As the last-mile delivery industry has evolved, we’ve grown right alongside it. Today, Vanliner offers a range of innovative risk financing options depending on your company’s appetite for risk.

Our broker distribution is by appointment only, whereby our broker partners have the ability to offer traditional first-dollar, small and large deductible programs. Our solutions are ideal for contract and independent carriers serving the following industries:

  • Home Delivery Contractors
    • Big and Bulky Appliance and Furniture
  • Parcel Delivery Contractors
  • Independent Distributors
    • Bread and Snack Distributors
    • Tool Distributors

For P&D or Linehaul parcel contractors seeking greater control of their insurance costs, we offer alternate risk transfer programs like Turbo℠, a workers compensation group rental captive. We also offer completely customized programs for large accounts.

Insurance Coverages for Last Mile Delivery Operators

  • Auto Liability
  • Auto Physical Damage
  • Workers’ Compensation and Employee Liability
  • Commercial Umbrella
  • Garage Liability and Garage Keepers
  • General Liability
  • Property and Package Policies

We provide a variety of payment options, including interest-free installment plans.

Insurance Options to Fit Your Needs

View our range of program offerings based upon your risk tolerance and fleet size.

First Dollar
First dollar insurance, often called guaranteed cost, may be the right solution if you prefer to transfer all of your risk to the insurance company.
Deductible Options
If you are looking to lower your upfront premium cost and take on a limited amount of risk, a deductible option may be right for you. We offer a range of deductible sizes to fit your needs.
Group Captive

Make insurance work for you by joining Turbo, our workers compensation group rental captive program designed specifically for parcel and delivery and linehaul parcel operators.  Managed and underwritten by Vanliner, our group captive members share in risk, but also in potential financial returns that are made possible by deep commitments to safety, accountability, and sharing of best practices.  Our group rental captives offer collateral friendly terms with no upfront capitalization.

Watch to learn more about the benefits of group rental captive membership from our insureds and agents.

Learn more about the unique advantages of Vanliner’s group captives and our other creative risk structures.


Turbo℠

Turbo is a workers compensation group rental captive for parcel and delivery and linehaul parcel contractors Turbo offers its members the opportunity to better control their insurance costs and potentially earn back their premium by sharing risk with its members and Vanliner. Members have accounts that generate an annualized premium of $125,000 or more.

Learn more about the unique advantages of our group captives and other creative risk structures.


Large Account Customization

Our dedicated team is known for structuring highly creative and sophisticated risk-financing solutions for large fleets. Unique solutions include single large account rental or member-owned captives, large deductibles, or other creative program structures tailored to fit the specific risk profile.

Learn more about the unique advantages of Vanliner’s large account customization and our other creative risk structures. 


First dollar insurance, often called guaranteed cost, may be the right solution if you prefer to transfer all of your risk to the insurance company.
If you are looking to lower your upfront premium cost and take on a limited amount of risk, a deductible option may be right for you. We offer a range of deductible sizes to fit your needs.

Make insurance work for you by joining Turbo, our workers compensation group rental captive program designed specifically for parcel and delivery and linehaul parcel operators.  Managed and underwritten by Vanliner, our group captive members share in risk, but also in potential financial returns that are made possible by deep commitments to safety, accountability, and sharing of best practices.  Our group rental captives offer collateral friendly terms with no upfront capitalization.

Watch to learn more about the benefits of group rental captive membership from our insureds and agents.

Learn more about the unique advantages of Vanliner’s group captives and our other creative risk structures.


Turbo is a workers compensation group rental captive for parcel and delivery and linehaul parcel contractors Turbo offers its members the opportunity to better control their insurance costs and potentially earn back their premium by sharing risk with its members and Vanliner. Members have accounts that generate an annualized premium of $125,000 or more.

Learn more about the unique advantages of our group captives and other creative risk structures.


Our dedicated team is known for structuring highly creative and sophisticated risk-financing solutions for large fleets. Unique solutions include single large account rental or member-owned captives, large deductibles, or other creative program structures tailored to fit the specific risk profile.

Learn more about the unique advantages of Vanliner’s large account customization and our other creative risk structures. 


More Than Just a Policy

Exceptional financial strength. Data-driven technology. Proactive safety advice. Highly skilled claims experts. These are just a few ways we provide exceptional value beyond the policy, especially when you need us most.

How We Do More

Articles and Resources

Read more from our team about best practices, industry insights and relevant program information.

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TIPS TO IMPROVE WORKERS' COMPENSATION OUTCOMES

You rely on your employees to perform challenging and often strenuous jobs. Your employees are the backbone of the industry and the key to its…

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RISK FINANCING 101

Understand the fundamental concept of risk financing and how it has evolved over time. Learn more about 'what is risk financing' and its importance…

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BECOMING A BEST-IN-CLASS RISK

Let's be honest, insurance underwriters ask a lot of questions.And it can be frustrating gathering information without knowing why it is needed…

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CONTACT US

 Please reach out if you are interested in connecting with a Last Mile Delivery team member to learn more!

Contact Our Team

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