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Understanding the Unique Insurance Needs of NEMT and Paratransit Operators
With nearly two decades of experience providing NEMT (non-emergency medical transportation) and paratransit insurance, National Interstate has the expertise to best serve the specialized needs of fleets of all sizes. We provide everything you need to protect what is most important to you, from customized products to exceptional customer service and proactive loss control programs.
We also work with brokers across the country to offer programs that can match a wide range of risk tolerances, including Mobility, the first group rental captive designed just for NEMT and paratransit members.
National Interstate also serves the insurance needs of the ambulance industry.
Insurance Coverages for NEMT and Paratransit Operators
- Auto Liability
- Auto Physical Damage
- General Liability
- Property
We provide a variety of payment options, including interest-free installment plans.
First Dollar
First dollar insurance, often called guaranteed cost, may be the right solution if you prefer to transfer all of your risk to the insurance company.Deductible Options
If you are looking to lower your upfront premium cost and take on a limited amount of risk, a deductible option may be right for you. We offer a range of deductible sizes to fit your needs.Group Captive
Make insurance work for you by joining Mobility℠, the first group rental captive program designed specifically for best-in-class NEMT and paratransit operators. Managed and underwritten by National Interstate, our group captive members share in risk, but also in potential financial returns made possible by deep commitments to safety, accountability, and sharing of best practices. Our group rental captives offer collateral-friendly terms with no upfront capitalization.
Watch to learn more about the benefits of group rental captive membership from our insureds and agents.
Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.
Mobility℠
Established in 2022, Mobility℠ is the first homogenous group rental captive designed just for NEMT and paratransit operators who take pride in their safety culture and want to actively manage their cost of risk. Membership benefits include earning potential financial returns and the ability to network with and learn from peers and National Interstate executives at bi-annual business meetings.
- Target Premium- $ 100,0000 or more
- Considerable Risk Appetite- $50,000 retention
Watch to Learn More
Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.
Large Account Customization
Our dedicated team is known for structuring highly creative and sophisticated risk-financing solutions for large fleets. Unique solutions include single large account rental or member-owned captives, large deductibles or other creative program structures tailored to fit the specific risk profile.
Learn more about the unique advantages of National Interstate’s large account customization and our other creative risk structures.
First dollar insurance, often called guaranteed cost, may be the right solution if you prefer to transfer all of your risk to the insurance company.
If you are looking to lower your upfront premium cost and take on a limited amount of risk, a deductible option may be right for you. We offer a range of deductible sizes to fit your needs.
Make insurance work for you by joining Mobility℠, the first group rental captive program designed specifically for best-in-class NEMT and paratransit operators. Managed and underwritten by National Interstate, our group captive members share in risk, but also in potential financial returns made possible by deep commitments to safety, accountability, and sharing of best practices. Our group rental captives offer collateral-friendly terms with no upfront capitalization.
Watch to learn more about the benefits of group rental captive membership from our insureds and agents.
Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.
Established in 2022, Mobility℠ is the first homogenous group rental captive designed just for NEMT and paratransit operators who take pride in their safety culture and want to actively manage their cost of risk. Membership benefits include earning potential financial returns and the ability to network with and learn from peers and National Interstate executives at bi-annual business meetings.
- Target Premium- $ 100,0000 or more
- Considerable Risk Appetite- $50,000 retention
Watch to Learn More
Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.
Our dedicated team is known for structuring highly creative and sophisticated risk-financing solutions for large fleets. Unique solutions include single large account rental or member-owned captives, large deductibles or other creative program structures tailored to fit the specific risk profile.
Learn more about the unique advantages of National Interstate’s large account customization and our other creative risk structures.
More Than Just a Policy
Exceptional financial strength. Data-driven technology. Proactive safety advice. Highly skilled claims experts. These are just a few ways we provide exceptional value beyond the policy, especially when you need us most.
THE PLAIN DEALER TOP WORKPLACE 2024
National Interstate Insurance Company is proud to be named the #1 Top Workplace in the Large Company Category for 2024, by Cleveland.com and The Plain…
TIPS TO IMPROVE WORKERS' COMPENSATION OUTCOMES
You rely on your employees to perform challenging and often strenuous jobs. Your employees are the backbone of the industry and the key to its…
CONTACT US
Please reach out if you are interested in connecting with an NEMT team member to learn more!