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National Expertise with a Local Connection
Since 1995, National Interstate has served the unique needs of businesses located in Hawaii and Alaska through our Kapolei office on the island of Oahu. As a proud member of the community, we have built a strong reputation for delivering a range of specialty insurance products specially designed for both general commercial and transportation companies and available through a limited agency distribution network.
Our customers benefit from our local presence while tapping into the exceptional insurance expertise and strong financial security we’ve gained through our national operations and as a member of Great American Insurance Group. We offer a breadth of solutions that can be customized to fit any size organization and risk tolerance, including industry-specific group rental captives. Our goal is to find the right insurance program for you.
Transportation Insurance Coverages
- Truck Transportation (Non-Hazardous)
- Vehicle types include: common/contract carriers, waste haulers, freight forwarders, aggregate haulers, towing, moving and storage and couriers.
- Passenger Transportation
- Vehicle types include: motorcoach/charter, school bus, fixed transit bus, limousine/taxi, airport shuttles, scenic tours, hotel vans and non-emergency medical transport.
- Available Coverages:
Available coverages:
- Auto Liability & Auto Physical Damage
- Workers' Compensation
- General Liability
- Motor Truck Cargo
- On Hook Coverage
- Garagekeepers
- Umbrella/Excess
General Commercial Insurance Coverages
We insure a wide range of small to medium-sized businesses throughout Hawaii and Alaska.
Industries we insure include:
- Retail
- Professional and medical offices
- General and artisan contractors
- Landscaping
- Restaurants (liquor sales less than 25% of sales)
- Wholesale operations
- Real estate agencies/property managers
- Janitorial
Available coverages:
- Auto Liability & Auto Physical Damage
- Workers’ Compensation
- General Liability
- Package (General Liability, Property & Equipment Breakdown)
- Umbrella (must also write General Liability with NIIC)
We provide a variety of payment options, including interest-free installment plans.
First Dollar
First dollar insurance, often called guaranteed cost, may be the right solution if you prefer to transfer all of your risk to the insurance company.Deductible Options
If you are looking to lower your upfront premium cost and take on a limited amount of risk, a deductible option may be right for you. We offer a range of deductible sizes to fit your needs.Group Captive
Make insurance work for you by joining an industry-specific group rental captive designed for operators who want to take advantage of their strong safety culture to actively manage their cost of risk. Our group captive members share in risk, but also in potential financial returns made possible by deep commitments to safety, accountability, and sharing of best practices. Our group rental captives offer collateral friendly terms with no upfront capitalization.
Watch to learn more about the benefits of group rental captive membership from our insureds and agents.
Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures and visit our product pages for more specific captive program information.
Large Account Customization
Our dedicated team is known for structuring highly creative and sophisticated risk-financing solutions for large fleets. Unique solutions include single large account rental or member-owned captives, large deductibles or other creative program structures tailored to fit the specific risk profile.
Learn more about the unique advantages of National Interstate’s large account customization and our other creative risk structures.
First dollar insurance, often called guaranteed cost, may be the right solution if you prefer to transfer all of your risk to the insurance company.
If you are looking to lower your upfront premium cost and take on a limited amount of risk, a deductible option may be right for you. We offer a range of deductible sizes to fit your needs.
Make insurance work for you by joining an industry-specific group rental captive designed for operators who want to take advantage of their strong safety culture to actively manage their cost of risk. Our group captive members share in risk, but also in potential financial returns made possible by deep commitments to safety, accountability, and sharing of best practices. Our group rental captives offer collateral friendly terms with no upfront capitalization.
Watch to learn more about the benefits of group rental captive membership from our insureds and agents.
Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures and visit our product pages for more specific captive program information.
Our dedicated team is known for structuring highly creative and sophisticated risk-financing solutions for large fleets. Unique solutions include single large account rental or member-owned captives, large deductibles or other creative program structures tailored to fit the specific risk profile.
Learn more about the unique advantages of National Interstate’s large account customization and our other creative risk structures.
More Than Just a Policy
Exceptional financial strength. Data-driven technology. Proactive safety advice. Highly skilled claims experts. These are just a few ways we provide exceptional value beyond the policy, especially when you need us most.
INDUSTRY AFFILIATIONS
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CONTACT US
Please reach out if you are interested in connecting with a Hawaii/Alaska team member to learn more!