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Expertise

We do more than deliver great transportation insurance. Our trusted team is stacked with product design, claims and loss control professionals who use their in-depth knowledge and thought leadership to help advance the industry - and our customers' outcomes.

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How We Do More

Insurance is a top expense for most commercial companies. It shouldn't be a top frustration too. We work hard every day to shift that paradigm.…

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Creative Solutions

We understand that no two businesses are the same. That's why we offer a wide range of products designed to cater to your specific insurance…

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Claims

To successfully navigate the challenges presented by commercial transportation claims and litigation, you need an experienced team behind you. And…

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Loss Control

Effective risk management is critical to ensuring the success of your business. Our loss control team uses a proactive and collaborative approach,…

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Truck Insurance

CONTACT OUR TEAM

Truck Insurance

CONTACT OUR TEAM

Truck Insurance Built for Your Fleet

A market leader for nearly 25 years, National Interstate offers insurance programs designed specifically for well-managed, local-to-intermediate, for-hire trucking companies with fleets of 5 or more units. Options range from first dollar and deductible programs, to a variety of alternative risk transfer programs that provide a more innovative solution to controlling your insurance costs.

Our team is ready to work with you and deliver the best insurance experience possible. No matter your size, know that you will receive great service, personal attention and the flexibility to choose the option that is right for you.

Insurance Coverages for Truck

  • Automobile Liability
  • Physical Damage
  • Workers’ Compensation 
  • Motor Truck Cargo
  • Excess Liability
  • Trailer Interchange
  • General Liability
  • Garage Liability
  • Property

We offer a variety of payment options, including interest-free installment plans.

Insurance Options to Fit Your Needs

View our range of program offerings based upon your risk tolerance and fleet size.

First Dollar
First dollar insurance, often called guaranteed cost, may be the right solution if you prefer to transfer all of your risk to the insurance company.  This option is available through our exclusive distribution network of producers.

Deductible Options

If you are looking to lower your upfront premium cost and take on a limited amount of risk, a deductible option may be right for you. We offer a range of deductible sizes to fit your needs, available through our exclusive distribution network of producers.

We also offer Convoy, a unique hybrid program that combines the advantages of a deductible with the control and potential rewards of a group captive – all with no downside risk!


Convoy℠

Established in 2019, the Convoy program gives best-in-class trucking companies the best of both worlds: the upfront cash flow advantages of a deductible program with the control and potential rewards of a group captive.  

  • Average Fleet Size: 25-75 Units
  • Limited Risk Appetite- $25,000 Basket Deductible

Learn more about the unique advantages of National Interstate’s other creative risk structures.


Group Captives

Make insurance work for you by joining one of our group rental captive programs designed specifically for best-in-class truck operators of 20 units or more.  Managed and underwritten by National Interstate and available through our exclusive distribution network of producers, our group captive members share in risk, but also in potential financial returns that are made possible by deep commitments to safety and transparency.

A member-owned group captive program is also available.

Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.


Voyager℠

Voyager is a group rental captive program designed for best-in-class, mid-size trucking companies. Since 2001, Voyager has offered its members the opportunity to take on a reasonable layer of risk and see the benefits of controlling their cost of risk.

  • Average Fleet Size: 100-300 Units
  • Considerable Risk Appetite: $100,000 Retention

Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.

Venture℠

Established in 2003, Venture is a group rental captive program designed for best-in-class, smaller to mid-sized trucking companies. With a smaller retention than Voyager, members reap the benefits of a group captive with a strong track record of profitability and performance at a comfortable retention level.

  • Average Fleet Size: 30-100 Units
  • Moderate Risk Appetite- $50,000 Retention

Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.


Member-Owned Group Captive
National Interstate is the policy-issuing company and claims administrator for a member-owned captive insurance program for best-in-class trucking fleets.  Captive Resources, LLC serves as the captive manager.

Large Account Customization

Our National Accounts Division has an experienced team focused on our large customers. We understand the complexity involved with insurance programs for large fleets and have the resources to provide the customized service levels you require. We work with our customers to design insurance programs with the features and risk retention that fit your business. 

Learn more about the unique advantages of National Interstate’s large account customization and our other creative risk structures. 


National Accounts Division

For over 20 years, our National Accounts division has provided a variety of insurance solutions for large fleets. Options include single large account rental or member-owned captives, corridors, large deductibles, and other programs tailored to fit your specific risk profile.

  • Fleet Size: 250+ Units
  • Risk Appetite: Retentions as low as $25K 

Owner-Operators

Owner-Operators looking for specialized coverages not offered directly through National Interstate can fulfill their unique needs through Great American Insurance Group. Trucking division coverages include:

  • Physical Damage
  • Non-Trucking Liability
  • Occupational Accident
  • Contingent Liability

Visit Great American Insurance Group Trucking to learn more. 


First dollar insurance, often called guaranteed cost, may be the right solution if you prefer to transfer all of your risk to the insurance company.  This option is available through our exclusive distribution network of producers.

If you are looking to lower your upfront premium cost and take on a limited amount of risk, a deductible option may be right for you. We offer a range of deductible sizes to fit your needs, available through our exclusive distribution network of producers.

We also offer Convoy, a unique hybrid program that combines the advantages of a deductible with the control and potential rewards of a group captive – all with no downside risk!


Established in 2019, the Convoy program gives best-in-class trucking companies the best of both worlds: the upfront cash flow advantages of a deductible program with the control and potential rewards of a group captive.  

  • Average Fleet Size: 25-75 Units
  • Limited Risk Appetite- $25,000 Basket Deductible

Learn more about the unique advantages of National Interstate’s other creative risk structures.


Make insurance work for you by joining one of our group rental captive programs designed specifically for best-in-class truck operators of 20 units or more.  Managed and underwritten by National Interstate and available through our exclusive distribution network of producers, our group captive members share in risk, but also in potential financial returns that are made possible by deep commitments to safety and transparency.

A member-owned group captive program is also available.

Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.


National Interstate is the policy-issuing company and claims administrator for a member-owned captive insurance program for best-in-class trucking fleets.  Captive Resources, LLC serves as the captive manager.

Established in 2003, Venture is a group rental captive program designed for best-in-class, smaller to mid-sized trucking companies. With a smaller retention than Voyager, members reap the benefits of a group captive with a strong track record of profitability and performance at a comfortable retention level.

  • Average Fleet Size: 30-100 Units
  • Moderate Risk Appetite- $50,000 Retention

Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.


Voyager is a group rental captive program designed for best-in-class, mid-size trucking companies. Since 2001, Voyager has offered its members the opportunity to take on a reasonable layer of risk and see the benefits of controlling their cost of risk.

  • Average Fleet Size: 100-300 Units
  • Considerable Risk Appetite: $100,000 Retention

Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.

Our National Accounts Division has an experienced team focused on our large customers. We understand the complexity involved with insurance programs for large fleets and have the resources to provide the customized service levels you require. We work with our customers to design insurance programs with the features and risk retention that fit your business. 

Learn more about the unique advantages of National Interstate’s large account customization and our other creative risk structures. 


For over 20 years, our National Accounts division has provided a variety of insurance solutions for large fleets. Options include single large account rental or member-owned captives, corridors, large deductibles, and other programs tailored to fit your specific risk profile.

  • Fleet Size: 250+ Units
  • Risk Appetite: Retentions as low as $25K 

Owner-Operators looking for specialized coverages not offered directly through National Interstate can fulfill their unique needs through Great American Insurance Group. Trucking division coverages include:

  • Physical Damage
  • Non-Trucking Liability
  • Occupational Accident
  • Contingent Liability

Visit Great American Insurance Group Trucking to learn more. 


More Than Just a Policy

Exceptional financial strength. Data-driven technology. Proactive safety advice. Highly skilled claims experts. These are just a few ways we provide exceptional value beyond the policy, especially when you need us most.

How We Do More

Our Industry Presence

A True Advocate

“I have been extremely impressed with the involvement and care from the National Interstate team that we have experienced. They have been a true advocate on helping us to be better in our safety culture.”
Dale Conard Conard Transportation

They Truly Care About Working With and Supporting Carriers To Be Their Best!

“National Interstate offers a very robust safety risk management team with a tremendous insight on being driver-focused. This has brought our safety program to heights we didn’t realize were attainable in such a short period of time. We could not be where we are today without National Interstate, they truly care about working with and supporting carriers to be their best!”
Lisa Fitzsimmons JR Kays Trucking

INDUSTRY AFFILIATIONS

Articles and Resources

Read more from our team about best practices, industry insights and relevant program information.

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BECOME A BETTER TRUCKING INSURANCE BUYER

Your customers view your product as a commodity. Rogue competitors lurk, willing to offer your customers a cheaper short- term deal. Rate increases…

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THE GOOD OLD DAYS OF TRUCKING

I have a couple of books recently that made me happy - Factfulness by Hans Rosling and Enlightenment Now by Steven Pinker. Each fly in the face of the…

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TELEMATICS

It's no secret that one of the riskiest parts of your employees' jobs is when they are on the road driving. In fact, in the last decade,…

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CONTACT US

Please reach out if you are interested in connecting with a Truck Insurance team member to learn more!

Contact Our Team

AN INSURANCE EXPERIENCE BUILT AROUND YOU®

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