NATIONAL INTERSTATE JOINS FORCES WITH OPENROAD
OpenRoad Insurance to Revolutionize Collector Car Insurance
Insurance Designed for Limousine Operators
Transportation insurance can be one of your biggest expenses, but it doesn’t need to be frustrating. For more than three decades, National Interstate has provided industry-leading, creative insurance solutions specifically for limousine operators. By offering an expansive array of solutions, we ensure every customer receives a limousine insurance program best suited to their needs.
We work with brokers across the country to serve limousine operators of all sizes, designing an insurance solution that best meets each customer’s risk tolerance, including first-dollar policies, custom risk management solutions and several group captive options.
Insurance Coverages for Limousine Operators
- Auto Liability
- Auto Physical Damage
- Workers' Compensation
- General Liability
- Excess Insurance
- Property
We offer a variety of payment options, including interest-free installment plans.
First Dollar
First dollar insurance, often called guaranteed cost, may be the right solution if you prefer to transfer all of your risk to the insurance company.Deductible Options
If you are looking to lower your upfront premium cost and take on a limited amount of risk, a deductible option may be right for you. We offer a range of deductible sizes to fit your needs.Group Captives
Make insurance work for you by joining one of our two group captives designed specifically for best-in-class Passenger transportation operators. Managed and underwritten by National Interstate, our group captive members share in risk, but also in potential financial returns made possible by deep commitments to safety, accountability, and sharing of best practices. Our group rental captives offer collateral-friendly terms with no upfront capitalization.
A member-owned group captive program is also available.
Watch to learn more about the benefits of group rental captive membership from our insureds and agents.
Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.
Destination℠
Destination is a group rental captive program designed for best-in-class mid-sized motorcoach, limousine and school bus operators. Since 2006, Destination has offered its members the opportunity to take on a reasonable shared layer of risk with its members and National Interstate and see the benefits of controlling their cost of risk.
- Target Premium- $150,000 or more
- Considerable Risk Appetite- $50,000 Retention
Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.
Calypso℠
Established in 2001, Calypso is a group rental captive program designed for best-in-class mid to large sized motorcoach, limousine and school bus operators. Calypso offers its members the opportunity to take on a reasonable shared layer of risk with its members and National Interstate and see the benefits of controlling their cost of risk.
- Target Premium- $250,000 or more
- Considerable Risk Appetite- $150,000 Retention
Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.
TranzCap℠
TranzCap is an agency exclusive group rental captive program with Hilb Group/PA Post Agency. It was established in 2006 and designed for best-in-class passenger transportation operators. TranzCap offers its members the opportunity to take on a reasonable shared layer of risk with its members and National Interstate and see the benefits of controlling their cost of risk.
- Target Premium- $250,000 or more
- Considerable Risk Appetite- $250,000 Retention
Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.
Member-Owned Group Captive
National Interstate is the policy issuing company and claims administrator for a member-owned captive for large passenger transportation operators. Captive Resources, LLC serves as the captive consultant.Large Account Customization
Our dedicated team is known for structuring highly creative and sophisticated risk-financing solutions for large fleets. Unique solutions include single large account rental or member-owned captives, large deductibles or other creative program structures tailored to fit the specific risk profile.
Learn more about the unique advantages of National Interstate’s large account customization and our other creative risk structures.
First dollar insurance, often called guaranteed cost, may be the right solution if you prefer to transfer all of your risk to the insurance company.
If you are looking to lower your upfront premium cost and take on a limited amount of risk, a deductible option may be right for you. We offer a range of deductible sizes to fit your needs.
Make insurance work for you by joining one of our two group captives designed specifically for best-in-class Passenger transportation operators. Managed and underwritten by National Interstate, our group captive members share in risk, but also in potential financial returns made possible by deep commitments to safety, accountability, and sharing of best practices. Our group rental captives offer collateral-friendly terms with no upfront capitalization.
A member-owned group captive program is also available.
Watch to learn more about the benefits of group rental captive membership from our insureds and agents.
Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.
National Interstate is the policy issuing company and claims administrator for a member-owned captive for large passenger transportation operators. Captive Resources, LLC serves as the captive consultant.
TranzCap is an agency exclusive group rental captive program with Hilb Group/PA Post Agency. It was established in 2006 and designed for best-in-class passenger transportation operators. TranzCap offers its members the opportunity to take on a reasonable shared layer of risk with its members and National Interstate and see the benefits of controlling their cost of risk.
- Target Premium- $250,000 or more
- Considerable Risk Appetite- $250,000 Retention
Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.
Established in 2001, Calypso is a group rental captive program designed for best-in-class mid to large sized motorcoach, limousine and school bus operators. Calypso offers its members the opportunity to take on a reasonable shared layer of risk with its members and National Interstate and see the benefits of controlling their cost of risk.
- Target Premium- $250,000 or more
- Considerable Risk Appetite- $150,000 Retention
Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.
Destination is a group rental captive program designed for best-in-class mid-sized motorcoach, limousine and school bus operators. Since 2006, Destination has offered its members the opportunity to take on a reasonable shared layer of risk with its members and National Interstate and see the benefits of controlling their cost of risk.
- Target Premium- $150,000 or more
- Considerable Risk Appetite- $50,000 Retention
Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.
Our dedicated team is known for structuring highly creative and sophisticated risk-financing solutions for large fleets. Unique solutions include single large account rental or member-owned captives, large deductibles or other creative program structures tailored to fit the specific risk profile.
Learn more about the unique advantages of National Interstate’s large account customization and our other creative risk structures.
More Than Just a Policy
Exceptional financial strength. Data-driven technology. Proactive safety advice. Highly skilled claims experts. These are just a few ways we provide exceptional value beyond the policy, especially when you need us most.
INDUSTRY AFFILIATIONS
THE PLAIN DEALER TOP WORKPLACE 2024
National Interstate Insurance Company is proud to be named the #1 Top Workplace in the Large Company Category for 2024, by Cleveland.com and The Plain…
TIPS TO IMPROVE WORKERS' COMPENSATION OUTCOMES
You rely on your employees to perform challenging and often strenuous jobs. Your employees are the backbone of the industry and the key to its…
CONTACT US
Please reach out if you are interested in connecting with a Passenger Transportation team member to learn more!