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National Interstate Products

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GENERAL COMMERCIAL & TRANSPORTATION

Learn About All Our Offerings

Expertise

We do more than deliver great transportation insurance. Our trusted team is stacked with product design, claims and loss control professionals who use their in-depth knowledge and thought leadership to help advance the industry - and our customers' outcomes.

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How We Do More

Insurance is a top expense for most commercial companies. It shouldn't be a top frustration too. We work hard every day to shift that paradigm.…

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Creative Solutions

We understand that no two businesses are the same. That's why we offer a wide range of products designed to cater to your specific insurance…

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Claims

To successfully navigate the challenges presented by commercial transportation claims and litigation, you need an experienced team behind you. And…

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Loss Control

Effective risk management is critical to ensuring the success of your business. Our loss control team uses a proactive and collaborative approach,…

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Ambulance Insurance

CONTACT OUR TEAM

Ambulance Insurance

CONTACT OUR TEAM

We Share Your Passion to Protect

While you protect the health and safety of your community, National Interstate protects your company. Our team has more than 15 years of experience providing ambulance insurance and understands the specialized needs of the industry.

We utilize an open-broker distribution to serve ambulance companies with 10 or more units in every state—including not-for-profit entities.  We’re proud to offer a wide variety of insurance options , including MEDIC® - the only group rental captive designed specifically for best-in-class ambulance operators. 

National Interstate also serves the insurance needs of the non-emergency medical transportation/paratransit industry.

Insurance Coverages for Ambulance

  • Auto Liability
  • Auto Physical Damage
  • Workers’ Compensation
  • Inland Marine
  • General Liability
  • Professional Liability
  • Property
  • Umbrella
  • EBL

We provide a variety of payment options, including interest-free installment plans.

Insurance Options to Fit Your Needs

View our range of program offerings based upon your risk tolerance and fleet size.

First Dollar
First dollar insurance, often called guaranteed cost, may be the right solution if you prefer to transfer all of your risk to the insurance company.

Deductible Options
If you are looking to lower your upfront premium cost and take on a limited amount of risk, a deductible option may be right for you. We offer a range of deductible sizes to fit your needs.

Group Captive

Make insurance work for you by joining MEDIC®, our group rental captive program designed specifically for best-in-class ambulance operators.  Managed and underwritten by National Interstate, our group captive members share in risk, but also in potential financial returns that are made possible by deep commitments to safety, accountability, and sharing of best practices. Our group rental captives offer collateral friendly terms with no upfront capitalization.

Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.

 

MEDIC®

Established in 2015, MEDIC® is our group rental captive for ambulance operators who take pride in their safety culture and want to actively manage their cost of risk.   Membership benefits include earning potential financial returns and the ability to network with and learn from peers and National Interstate executives at bi-annual business meetings.

·   Membership 20+

·   $50,000 retention

Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.


Large Account Customization

Our dedicated team is known for structuring highly creative and sophisticated risk-financing solutions for large fleets. Unique solutions include single large account rental or member-owned captives, large deductibles or other creative program structures tailored to fit the specific risk profile.

Learn more about the unique advantages of National Interstate’s large account customization and our other creative risk structures.


First dollar insurance, often called guaranteed cost, may be the right solution if you prefer to transfer all of your risk to the insurance company.

If you are looking to lower your upfront premium cost and take on a limited amount of risk, a deductible option may be right for you. We offer a range of deductible sizes to fit your needs.

Make insurance work for you by joining MEDIC®, our group rental captive program designed specifically for best-in-class ambulance operators.  Managed and underwritten by National Interstate, our group captive members share in risk, but also in potential financial returns that are made possible by deep commitments to safety, accountability, and sharing of best practices. Our group rental captives offer collateral friendly terms with no upfront capitalization.

Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.

 

Established in 2015, MEDIC® is our group rental captive for ambulance operators who take pride in their safety culture and want to actively manage their cost of risk.   Membership benefits include earning potential financial returns and the ability to network with and learn from peers and National Interstate executives at bi-annual business meetings.

·   Membership 20+

·   $50,000 retention

Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.


Our dedicated team is known for structuring highly creative and sophisticated risk-financing solutions for large fleets. Unique solutions include single large account rental or member-owned captives, large deductibles or other creative program structures tailored to fit the specific risk profile.

Learn more about the unique advantages of National Interstate’s large account customization and our other creative risk structures.


More Than Just a Policy

Exceptional financial strength. Data-driven technology. Proactive safety advice. Highly skilled claims experts. These are just a few ways we provide exceptional value beyond the policy, especially when you need us most.

How We Do More

Articles and Resources

Read more from our team about best practices, industry insights and relevant program information.

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AN INTERVIEW WITH TRI-MED AMBULANCE

Tri-Med Ambulance serves the Puget Sound with highly trained emergency medical services personnel, specialized vehicles and sophisticated medical…

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TELEMATICS

It's no secret that one of the riskiest parts of your employees' jobs is when they are on the road driving. In fact, in the last decade,…

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RISK FINANCING 101

It is not unusual to hear one confidently proclaim, 'Safety is job #1!' But is it really? After all, to be truly safe means avoiding any…

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CONTACT US

Please reach out if you are interested in connecting with an Ambulance team member to learn more! 

Contact Our Team

AN INSURANCE EXPERIENCE BUILT AROUND YOU®

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