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National Interstate Products

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Expertise

We do more than deliver great transportation insurance. Our trusted team is stacked with product design, claims and loss control professionals who use their in-depth knowledge and thought leadership to help advance the industry - and our customers' outcomes.

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How We Do More

Insurance is a top expense for most commercial companies. It shouldn't be a top frustration too. We work hard every day to shift that paradigm.…

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Creative Solutions

We understand that no two businesses are the same. That's why we offer a wide range of creative insurance solutions and products designed to…

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Claims

National Interstate Insurance claims experts ensure fair, efficient resolutions for transportation and workers' compensation claims

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Loss Control

Protect your business and improve your bottom line with tailored loss control solutions from our experienced team of professionals.

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Telematics

Unlock the full potential of telematics by integrating real-time driver data with our insights and expertise to help lower your insurance costs.

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Ambulance Insurance

CONTACT OUR TEAM

Ambulance Insurance

CONTACT OUR TEAM

We Share Your Passion to Protect

National Interstate safeguards your company while you protect your community's health and safety. With over 15 years of experience in ambulance insurance coverage, our team understands the specialized needs of the industry.

We employ an open-broker distribution network to serve ambulance companies nationwide, including not-for-profit entities, with fleets of 5 or more units. Our diverse range of ambulance insurance options includes MEDIC®, the exclusive group rental captive tailored for top-tier ambulance operators.

In addition to ambulance services, National Interstate caters to the insurance needs of the non-emergency medical transportation/paratransit sectors.

Insurance Coverages for Ambulance

  • Auto Liability
  • Auto Physical Damage
  • Workers’ Compensation
  • Inland Marine
  • General Liability
  • Professional Liability
  • Property
  • Umbrella
  • EBL

We provide a variety of payment options, including interest-free installment plans.

Insurance Options to Fit Your Needs

View our range of program offerings based upon your risk tolerance and fleet size.

First Dollar
First dollar insurance, often called guaranteed cost, may be the right solution if you prefer to transfer all of your risk to the insurance company.
Deductible Options
If you are looking to lower your upfront premium cost and take on a limited amount of risk, a deductible option may be right for you. We offer a range of deductible sizes to fit your needs.
Group Captive

Make insurance work for you by joining MEDIC®, our group rental captive program designed specifically for best-in-class ambulance operators.  Managed and underwritten by National Interstate, our group captive members share in risk, but also in potential financial returns that are made possible by deep commitments to safety, accountability, and sharing of best practices. Our group rental captives offer collateral-friendly terms with no upfront capitalization.

Watch to learn more about the benefits of group rental captive membership from our insureds and agents.

Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.

 

MEDIC®

Established in 2015, MEDIC® is our group rental captive for ambulance operators who take pride in their safety culture and want to actively manage their cost of risk.   Membership benefits include earning potential financial returns and the ability to network with and learn from peers and National Interstate executives at bi-annual business meetings.

·   Membership 20+

·   $100,000 retention

Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.


Large Account Customization

Our dedicated team is known for structuring highly creative and sophisticated risk-financing solutions for large fleets. Unique solutions include single large account rental or member-owned captives, large deductibles or other creative program structures tailored to fit the specific risk profile.

Learn more about the unique advantages of National Interstate’s large account customization and our other creative risk structures.


First dollar insurance, often called guaranteed cost, may be the right solution if you prefer to transfer all of your risk to the insurance company.
If you are looking to lower your upfront premium cost and take on a limited amount of risk, a deductible option may be right for you. We offer a range of deductible sizes to fit your needs.

Make insurance work for you by joining MEDIC®, our group rental captive program designed specifically for best-in-class ambulance operators.  Managed and underwritten by National Interstate, our group captive members share in risk, but also in potential financial returns that are made possible by deep commitments to safety, accountability, and sharing of best practices. Our group rental captives offer collateral-friendly terms with no upfront capitalization.

Watch to learn more about the benefits of group rental captive membership from our insureds and agents.

Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.

 

Established in 2015, MEDIC® is our group rental captive for ambulance operators who take pride in their safety culture and want to actively manage their cost of risk.   Membership benefits include earning potential financial returns and the ability to network with and learn from peers and National Interstate executives at bi-annual business meetings.

·   Membership 20+

·   $100,000 retention

Learn more about the unique advantages of National Interstate’s group captives and our other creative risk structures.


Our dedicated team is known for structuring highly creative and sophisticated risk-financing solutions for large fleets. Unique solutions include single large account rental or member-owned captives, large deductibles or other creative program structures tailored to fit the specific risk profile.

Learn more about the unique advantages of National Interstate’s large account customization and our other creative risk structures.


More Than Just a Policy

Exceptional financial strength. Data-driven technology. Proactive safety advice. Highly skilled claims experts. These are just a few ways we provide exceptional value beyond the policy, especially when you need us most.

How We Do More

INDUSTRY AFFILIATIONS

Articles and Resources

Read more from our team about best practices, industry insights and relevant program information.

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TIPS TO IMPROVE WORKERS' COMPENSATION OUTCOMES

You rely on your employees to perform challenging and often strenuous jobs. Your employees are the backbone of the industry and the key to its…

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PRODUCT SPOTLIGHT - MEDIC

Ambulance operators work tirelessly to protect and serve their communities. An ambulance service's success is gauged by swift response times and…

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CELEBRATING 10 YEARS OF STABILITY AND INNOVATION IN THE AMBULANCE INDUSTRY

For the past decade, National Interstate has been dedicated to delivering stability, superior customer service, and innovative products to the…

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CONTACT US

Please reach out if you are interested in connecting with an Ambulance Insurance team member to learn more! 

Contact Our Team

AN INSURANCE EXPERIENCE BUILT AROUND YOU®

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