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National Interstate Products

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Vanliner Products

Moving and Storage

Last Mile

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GENERAL COMMERCIAL & TRANSPORTATION

Learn About All Our Offerings

Expertise

We do more than deliver great transportation insurance. Our trusted team is stacked with product design, claims and loss control professionals who use their in-depth knowledge and thought leadership to help advance the industry - and our customers' outcomes.

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How We Do More

Insurance is a top expense for most commercial companies. It shouldn't be a top frustration too. We work hard every day to shift that paradigm.…

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Creative Solutions

We understand that no two businesses are the same. That's why we offer a wide range of products designed to cater to your specific insurance…

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Claims

To successfully navigate the challenges presented by commercial transportation claims and litigation, you need an experienced team behind you. And…

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Loss Control

Effective risk management is critical to ensuring the success of your business. Our loss control team uses a proactive and collaborative approach,…

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Moving and Storage Insurance

CONTACT OUR TEAM

Moving and Storage Insurance

CONTACT OUR TEAM

#1 in Moving and Storage Insurance for a Reason

At Vanliner, moving and storage is in our DNA. In 1978, our operation began by movers, for movers, and our continued passion for the industry has made us the country’s top moving and storage insurance provider. 

We understand the challenges our movers face. To meet these challenges, we offer a full spectrum of coverages and creative insurance options not found anywhere else.  Our claims and loss control professionals can be trusted to provide specialized expertise and clear communication when you need us most.

Vanliner protects and serves fleets of all sizes as well as independent owner-operators, through a national appointed-broker model and our in-house agency, TransProtection Service Company.

 

Insurance Coverages for Moving and Storage Operators

  • Auto Liability
  • Auto Physical Damage
  • Workers’ Compensation and Employee Liability
  • Commercial Umbrella
  • Garage Liability and Garage Keepers
  • Movers and Warehousemen’s’ Liability
  • Property and Package Policies
  • Occupational Accident

We offer a variety of payment options, including interest-free installment plans.

Insurance Options to Fit Your Needs

View our range of program offerings based upon your risk tolerance and fleet size.

First Dollar
First dollar insurance, often called guaranteed cost, may be the right solution if you prefer to transfer all of your risk to the insurance company.

Deductible Options

If you are looking to lower your upfront premium cost and take on a limited amount of risk, a deductible option may be right for you. We offer a range of deductible sizes to fit your needs.

We also offer Merge, a unique hybrid program that combines the advantages of a deductible with the control and potential rewards of a group captive – all with no downside risk!

Merge℠

Merge is our most unique group captive program, as it “merges” the best of both worlds: the upfront premium savings and cash flow advantages of a deductible plan with the greater pricing stability and potential return of underwriting profit of a group captive.

  • Limited Risk Appetite- $10,000 Basket Deductible

Watch to Learn More

Learn more about the unique advantages of Vanliner’s other creative risk structures. 


Group Captives

Make insurance work for you by joining one of our group captive programs designed specifically for moving and storage companies.  Managed and underwritten by Vanliner, our group captive members share in risk, but also in potential financial returns made possible by deep commitments to safety, sharing of best practices and accountability by and between the members of the group.  Our group rental captives offer collateral friendly terms with no upfront capitalization.  Our Momentum and Forum programs are available through an appointed-broker network.

Learn more about the unique advantages of Vanliner’s group captives and our other creative risk structures.

Momentum℠

Momentum is a group rental captive program designed for best-in-class moving and storage companies. Momentum offers the opportunity to take on a reasonable shared layer of risk with the membership and with Vanliner, maximizing the benefits of controlling their cost of risk.

  • Moderate Risk Appetite- $75,000 Retention

Learn more about the unique advantages of Vanliner’s group captives and our other creative risk structures.

Forum℠

Forum is a group rental captive program designed for best-in-class agents of Allied Van Lines and North American Van Lines. Forum offers the opportunity to take on a reasonable shared layer of risk with the membership and with Vanliner, maximizing the benefits of controlling their cost of risk.

  • Moderate Risk Appetite- $65,000 Retention

Learn more about the unique advantages of Vanliner’s group captives and our other creative risk structures.

Large Account Customization

Our dedicated team is known for structuring highly creative and sophisticated risk-financing solutions for large fleets. Unique solutions include single large account rental or member-owned captives, large deductibles or other creative program structures tailored to fit the specific risk profile.

Learn more about the unique advantages of Vanliner's large account customization and our other creative risk structures.


Owner-Operator

Van operators have a lot on their plate on any given day, especially during peak season.   Drivers may not have time to think about the importance of a comprehensive insurance program to protect their business from the consequences of an accident, should one occur.

Our in-house agency, TransProtection Service Company, and our national appointed-brokers, make it easy for busy independent owner/operators to access exceptional insurance coverages.

 Our plan provides:

  • Worker’s Compensation coverage designated specifically for movers. This coverage protects co-drivers and casual laborers.
  • Physical Damage coverage for vehicles.  This coverage includes highly competitive, low deductible options.
  • Non-trucking auto liability coverage. This coverage includes $1,000,000 limits and protects you while bobtailing or driving off dispatch.

 

First dollar insurance, often called guaranteed cost, may be the right solution if you prefer to transfer all of your risk to the insurance company.

If you are looking to lower your upfront premium cost and take on a limited amount of risk, a deductible option may be right for you. We offer a range of deductible sizes to fit your needs.

We also offer Merge, a unique hybrid program that combines the advantages of a deductible with the control and potential rewards of a group captive – all with no downside risk!

Merge is our most unique group captive program, as it “merges” the best of both worlds: the upfront premium savings and cash flow advantages of a deductible plan with the greater pricing stability and potential return of underwriting profit of a group captive.

  • Limited Risk Appetite- $10,000 Basket Deductible

Watch to Learn More

Learn more about the unique advantages of Vanliner’s other creative risk structures. 


Make insurance work for you by joining one of our group captive programs designed specifically for moving and storage companies.  Managed and underwritten by Vanliner, our group captive members share in risk, but also in potential financial returns made possible by deep commitments to safety, sharing of best practices and accountability by and between the members of the group.  Our group rental captives offer collateral friendly terms with no upfront capitalization.  Our Momentum and Forum programs are available through an appointed-broker network.

Learn more about the unique advantages of Vanliner’s group captives and our other creative risk structures.

Momentum is a group rental captive program designed for best-in-class moving and storage companies. Momentum offers the opportunity to take on a reasonable shared layer of risk with the membership and with Vanliner, maximizing the benefits of controlling their cost of risk.

  • Moderate Risk Appetite- $75,000 Retention

Learn more about the unique advantages of Vanliner’s group captives and our other creative risk structures.

Forum is a group rental captive program designed for best-in-class agents of Allied Van Lines and North American Van Lines. Forum offers the opportunity to take on a reasonable shared layer of risk with the membership and with Vanliner, maximizing the benefits of controlling their cost of risk.

  • Moderate Risk Appetite- $65,000 Retention

Learn more about the unique advantages of Vanliner’s group captives and our other creative risk structures.

Our dedicated team is known for structuring highly creative and sophisticated risk-financing solutions for large fleets. Unique solutions include single large account rental or member-owned captives, large deductibles or other creative program structures tailored to fit the specific risk profile.

Learn more about the unique advantages of Vanliner's large account customization and our other creative risk structures.


Van operators have a lot on their plate on any given day, especially during peak season.   Drivers may not have time to think about the importance of a comprehensive insurance program to protect their business from the consequences of an accident, should one occur.

Our in-house agency, TransProtection Service Company, and our national appointed-brokers, make it easy for busy independent owner/operators to access exceptional insurance coverages.

 Our plan provides:

  • Worker’s Compensation coverage designated specifically for movers. This coverage protects co-drivers and casual laborers.
  • Physical Damage coverage for vehicles.  This coverage includes highly competitive, low deductible options.
  • Non-trucking auto liability coverage. This coverage includes $1,000,000 limits and protects you while bobtailing or driving off dispatch.

 

More Than Just a Policy

Exceptional financial strength. Data-driven technology. Proactive safety advice. Highly skilled claims experts. These are just a few ways we provide exceptional value beyond the policy, especially when you need us most.

How We Do More

Articles and Resources

Read more from our team about best practices, industry insights and relevant program information.

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RISK FINANCING 101

It is not unusual to hear one confidently proclaim, 'Safety is job #1!' But is it really? After all, to be truly safe means avoiding any…

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RE-ENGINEERING RETENTION

Of the most common topics in the workplace is recruiting and retention, especially today. This is for good reason as many leaders may feel like they…

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BECOMING A BEST-IN-CLASS RISK

Let's be honest, insurance underwriters ask a lot of questions.And it can be frustrating gathering information without knowing why it is needed…

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CONTACT US

Please reach out if you are interested in connecting with a Moving and Storage Insurance team member to learn more!

Contact Our Team

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