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National Interstate Products

Ambulance

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Crane, Rigging, Heavy Haul and Specialized Carriers

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Hawaii & Alaska

GENERAL COMMERCIAL & TRANSPORTATION

Openroad Insurance

Collector Car

Learn About All Our Offerings

Expertise

We do more than deliver great transportation insurance. Our trusted team is stacked with product design, claims and loss control professionals who use their in-depth knowledge and thought leadership to help advance the industry - and our customers' outcomes.

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How We Do More

Insurance is a top expense for most commercial companies. It shouldn't be a top frustration too. We work hard every day to shift that paradigm.…

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Creative Solutions

We understand that no two businesses are the same. That's why we offer a wide range of creative insurance solutions and products designed to…

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Claims

National Interstate Insurance claims experts ensure fair, efficient resolutions for transportation and workers' compensation claims

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Loss Control

Protect your business and improve your bottom line with tailored loss control solutions from our experienced team of professionals.

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Telematics

Unlock the full potential of telematics by integrating real-time driver data with our insights and expertise to help lower your insurance costs.

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Customized Alternative Risk Transfer Solutions for Transportation Businesses

Customized Alternative Risk Transfer Solutions for Transportation Businesses

DEDICATED TO TRANSPORTATION AND INNOVATION

We understand that no two businesses are the same. That’s why we offer a wide range of creative insurance solutions and products designed to cater to your specific insurance requirements and appetite for risk.

For more than three decades, we’ve been one of the few insurance companies dedicated exclusively to transportation and adjacent industries.

INSURANCE OPTIONS TAILORED TO YOU

First dollar insurance, often called guaranteed cost, may be the right solution if you prefer to transfer all of your risk to the insurance company.

Or, perhaps, you’d prefer to lower your upfront premium cost while taking on a limited amount of risk.  If so, a deductible option might be right for you. We offer a range of deductible sizes to fit your needs. For several of our products we also offer a unique deductible program that combine the upfront cash flow advantages of a deductible with the control and the potential reward opportunity of a group rental captive – all with no downside risk! 

With some of the most creative minds in the industry, our team builds tailored insurance programs you may not find anywhere else .  For large fleets with sophisticated needs, we can design a customized risk financing solution such as hybrid large deductible/captive options, quota-share and corridor arrangements, and single-parent captives (both owned and rental).  

We offer decades of successful experience managing industry-specific group rental captive programs.  In addition, National Interstate is the policy issuing company and claims administrator for several member-owned captive insurance programs for which Captive Resources, LLC serves as the captive consultant. 

Group Rental Captives

We launched our first group rental captive in 2001. Today, we manage more than a dozen programs. With a group rental captive option available in almost every market we serve, we are the leaders in alternative risk solutions for the transportation industry.

Nearly 100% Annual Member Retention

Collateral Friendly Features with No Upfront Capitalization

Guaranteed Investment Yields

15+ Group Rental Captives for Best in Class Operators

Group rental captives appeal to best-in-class operators looking to avoid insurance market volatility and capitalize on their commitment to safety. Participants pay premium into one of our customized programs, and over time and with good loss experience, a portion of that premium (along with investment income) may be returned to you. 

With reasonable collateral requirements and no capital investment, membership entry and exit are easy.  But, with a nearly 100% annual retention rate across our group rental captives, our participants  experience high satisfaction with their captive solution and rarely choose to leave.

 

 

Watch to learn more about the benefits of group rental captive membership from our insureds and agents.

Our group rental captives are homogenous, meaning you share risk with a group of similar class and sized operators.  Members need to display strong safety and financial history as well as a willingness to share best practices with other members.  Equally important is having a long-term mindset related to managing risk.
Group rental captives can provide more than just financial benefits – they can offer rewarding personal connections.  Bi-annual advisory board meetings support an "iron sharpens iron" philosophy by bringing together group members to build relationships and share best practices that encourage safer and more profitable operations.  These meetings also provide group members the opportunity to network with our senior executives, hear from informative industry guest speakers on a range of topics (including the latest on safety and claims) and experience new destinations across the U.S. and abroad.

Join industry peers
Earn potential returned premium

ARTICLES AND RESOURCES

Read more from our team about best practices, industry insights and relevant program information.

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PRODUCT SPOTLIGHT: VENTURE

Launched in 2003, Venture is a group rental captive comprised of best-in-class trucking operators. It is an innovative and stable insurance solution…

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PRODUCT SPOTLIGHT: VOYAGER

Launched in 2001, Voyager is a group rental captive comprised of best-in-class trucking operators. It is an innovative and stable insurance solution…

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TIPS TO IMPROVE WORKERS' COMPENSATION OUTCOMES

You rely on your employees to perform challenging and often strenuous jobs. Your employees are the backbone of the industry and the key to its…

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AN INSURANCE EXPERIENCE BUILT AROUND YOU®

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